• Further the mission of providing health care regardless of the patient's ability to pay for services;
• Ensure that patients without insurance will be treated fairly and with respect during and after their treatment, regardless of their ability to pay for the services provided;
• Provide financial counseling to all uninsured patients. This includes assitance in understanding and applying for local, state and federal health care programs such as Medicaid and HCAP;
• Discount all amounts due for uninsured individuals not qualifying for free care. Describe qualifications for eligibility for the uninsured patient to receive discounts equivalent to those most commonly billed to Medicare and commercial payers. (AGB %)

• Offer discounts on balances after insurance for individuals who qualify based on our Financial Assistance Policy. 
• Establish reasonable, interest-free payment mechanisms, for patients over income for discounts, based on the individual's ability to make payments;
• And to not pursue extraordinary collection actions for nonpayment of bills against any patient who meets the qualifications of our Financial Assistance Policy. Before taking legal action for nonpayment, we will ensure that the patient is not eligible for any assistance program and does not qualify under the hospital's charity care policy. We will not pursue action if the only recovery available would be to place a lien on the patient's home that results in a foreclosure activity.

At the time you are scheduled for services, we will review your insurance status. If you are uninsured:

• All patients without health insurance receive a discount on services at St. Vincent Charity Medical Center.
• You will be referred to a financial counselor who will explore if you are eligible for government or third party payment programs (i.e. Medicaid, HCAP, Health Insurance Marketplace plans)

• You will be informed that you are expected to comply with applying for health insurance. If you do not comply, you may no be eligible for additional discounts under this policy. Certain exemptions may apply.
• If you do not qualify for additional discounts through our Financial Assistance Program, an affordable payment plan is available.
• Discounts for uninsured patients meeting the requirements of the St. Vincent Charity Financial Assistance Policy